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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,115 | $180,028-72.2% | $138,135-63.7% | $158,950-68.5% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 14.71% | 21.68%-7.0pp | 20.51%-5.8pp | 302.91%-288.2pp |
| Employer contribution / active EE | $2,344 | $7,470-68.6% | $5,587-58.0% | $4,762-50.8% |
| Participant deferral / active EE | $6,763 | $7,717-12.4% | $6,431+5.2% | $5,983+13.0% |
| Admin fee / account holder | $559 | $17,912-96.9% | $11,856-95.3% | $11,248-95.0% |