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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,516 | $180,466-90.3% | $154,114-88.6% | $135,382-87.1% |
| Participation rate | 90.9% | 87.4%+3.5pp | 83.0%+7.9pp | 82.6%+8.3pp |
| Annual return | -8.32% | 888.15%-896.5pp | 735.16%-743.5pp | 519.77%-528.1pp |
| Employer contribution / active EE | $1,745 | $6,035-71.1% | $5,298-67.1% | $4,779-63.5% |
| Participant deferral / active EE | $3,172 | $5,806-45.4% | $5,081-37.6% | $5,609-43.4% |
| Admin fee / account holder | $1,035 | $16,144-93.6% | $13,411-92.3% | $10,829-90.4% |