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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,512 | $88,707-45.3% | $74,184-34.6% | $273,972-82.3% |
| Participation rate | 43.5% | 79.4%-36.0pp | 76.6%-33.1pp | 83.0%-39.5pp |
| Annual return | 10.26% | 11.94%-1.7pp | 17.74%-7.5pp | 41.46%-31.2pp |
| Employer contribution / active EE | $632 | $3,159-80.0% | $2,370-73.3% | $4,869-87.0% |
| Participant deferral / active EE | $2,111 | $4,212-49.9% | $3,550-40.5% | $5,287-60.1% |
| Admin fee / account holder | $513 | $8,717-94.1% | $5,586-90.8% | $10,133-94.9% |