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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,920 | $61,660+62.1% | $80,022+24.9% | $64,181+55.7% |
| Participation rate | 64.9% | 71.7%-6.8pp | 75.8%-11.0pp | 69.6%-4.7pp |
| Annual return | -4.36% | -0.33%-4.0pp | 11.22%-15.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $892 | $1,810-50.7% | $2,468-63.9% | $2,381-62.5% |
| Participant deferral / active EE | $2,587 | $2,968-12.8% | $3,686-29.8% | $3,470-25.4% |
| Admin fee / account holder | $14,133 | $5,417+160.9% | $6,521+116.7% | $4,887+189.2% |