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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,583 | $40,386+0.5% | $80,607-49.7% | $74,440-45.5% |
| Participation rate | 9.7% | 47.4%-37.6pp | 67.0%-57.3pp | 70.7%-61.0pp |
| Annual return | 16.28% | 165.00%-148.7pp | 936.11%-919.8pp | 34.37%-18.1pp |
| Employer contribution / active EE | $0 | $1,496-100.0% | $2,724-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $634 | $2,670-76.3% | $4,448-85.8% | $4,529-86.0% |
| Admin fee / account holder | $3,387 | $720+370.4% | $5,379-37.0% | $348+873.8% |