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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,463 | $77,817-67.3% | $123,553-79.4% | $64,173-60.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.77% | 12.49%-17.3pp | 119.21%-124.0pp | 7.63%-12.4pp |
| Employer contribution / active EE | $1,426 | $3,014-52.7% | $4,628-69.2% | $2,381-40.1% |
| Participant deferral / active EE | $2,709 | $5,240-48.3% | $6,426-57.8% | $3,470-21.9% |
| Admin fee / account holder | $3,124 | $5,519-43.4% | $9,284-66.4% | $4,887-36.1% |