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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,616 | $99,345-84.3% | $84,753-81.6% | $273,972-94.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 16.00% | 22.93%-6.9pp | 22.78%-6.8pp | 41.46%-25.5pp |
| Employer contribution / active EE | $4,815 | $4,214+14.3% | $3,574+34.7% | $4,869-1.1% |
| Participant deferral / active EE | $4,795 | $4,270+12.3% | $3,712+29.2% | $5,287-9.3% |
| Admin fee / account holder | $348 | $6,645-94.8% | $5,333-93.5% | $10,133-96.6% |