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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,938 | $78,690-6.0% | $161,489-54.2% | $87,485-15.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 7.12% | 32.74%-25.6pp | 89.72%-82.6pp | 26.06%-18.9pp |
| Employer contribution / active EE | $5,260 | $2,588+103.2% | $4,268+23.2% | $2,596+102.6% |
| Participant deferral / active EE | $4,122 | $3,311+24.5% | $5,630-26.8% | $4,274-3.5% |
| Admin fee / account holder | $25,534 | $6,724+279.8% | $16,006+59.5% | $7,775+228.4% |