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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,392 | $77,908+23.7% | $149,696-35.6% | $75,173+28.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 9.85% | 31.73%-21.9pp | 134.46%-124.6pp | 160.72%-150.9pp |
| Employer contribution / active EE | $5,604 | $3,138+78.6% | $4,821+16.3% | $2,671+109.8% |
| Participant deferral / active EE | $3,737 | $3,411+9.6% | $5,682-34.2% | $4,126-9.4% |
| Admin fee / account holder | $1,356 | $5,950-77.2% | $13,212-89.7% | $5,651-76.0% |