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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,938 | $76,407-3.2% | $150,298-50.8% | $82,448-10.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 7.12% | 39.99%-32.9pp | 62.79%-55.7pp | 41.64%-34.5pp |
| Employer contribution / active EE | $5,260 | $2,614+101.2% | $4,154+26.6% | $2,551+106.2% |
| Participant deferral / active EE | $4,122 | $3,214+28.2% | $5,453-24.4% | $4,139-0.4% |
| Admin fee / account holder | $25,534 | $6,352+302.0% | $14,116+80.9% | $7,234+252.9% |