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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,938 | $86,050-14.1% | $189,758-61.0% | $94,015-21.4% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 7.12% | 17.77%-10.6pp | 52.62%-45.5pp | 17.84%-10.7pp |
| Employer contribution / active EE | $5,260 | $2,819+86.6% | $4,767+10.4% | $2,790+88.5% |
| Participant deferral / active EE | $4,122 | $3,349+23.1% | $5,856-29.6% | $4,249-3.0% |
| Admin fee / account holder | $25,534 | $6,627+285.3% | $20,388+25.2% | $8,951+185.3% |