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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,963 | $67,411-2.1% | $91,004-27.5% | $70,131-5.9% |
| Participation rate | 59.0% | 71.4%-12.3pp | 75.6%-16.6pp | 69.5%-10.5pp |
| Annual return | 10.12% | -40.16%+50.3pp | 4.60%+5.5pp | 73.14%-63.0pp |
| Employer contribution / active EE | $1,069 | $1,786-40.1% | $2,456-56.5% | $2,342-54.4% |
| Participant deferral / active EE | $2,121 | $2,823-24.9% | $3,548-40.2% | $3,332-36.3% |
| Admin fee / account holder | $244 | $4,236-94.2% | $5,417-95.5% | $4,645-94.8% |