Filed March 31, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
AGH WEALTH ADVISORS, LLC1 year Service code 26 · EIN 26-2107684 | Advisory (Participants) | $8,588 |
BT & CO, PA2+ years Filed as: BERBERICH TRAHAN & CO., P.A. Service code 10 · EIN 48-1066439 | Accounting | $7,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,493 | $42,546-4.8% | $71,796-43.6% | $55,167-26.6% |
| Participation rate | 35.9% | 59.1%-23.2pp | 69.1%-33.2pp | 69.0%-33.1pp |
| Annual return | 7.41% | 12.36%-5.0pp | 78.04%-70.6pp | 169.23%-161.8pp |
| Employer contribution / active EE | $380 | $803-52.7% | $1,924-80.3% | $1,963-80.6% |
| Participant deferral / active EE | $595 | $2,064-71.2% | $2,794-78.7% | $3,054-80.5% |
| Admin fee / account holder | $390 | $650-40.0% | $4,815-91.9% | $504-22.7% |