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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,765 | $110,278-47.6% | $95,740-39.7% | $139,466-58.6% |
| Participation rate | 55.0% | 75.7%-20.7pp | 72.3%-17.3pp | 80.3%-25.3pp |
| Annual return | 12.03% | 27.19%-15.2pp | 28.41%-16.4pp | 373.66%-361.6pp |
| Employer contribution / active EE | $483 | $3,260-85.2% | $2,836-83.0% | $4,754-89.8% |
| Participant deferral / active EE | $963 | $4,674-79.4% | $4,244-77.3% | $6,712-85.7% |
| Admin fee / account holder | $1,631 | $6,613-75.3% | $5,676-71.3% | $11,409-85.7% |