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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,363 | $106,557-55.6% | $91,227-48.1% | $134,545-64.8% |
| Participation rate | 58.3% | 76.8%-18.5pp | 73.2%-14.9pp | 81.2%-22.9pp |
| Annual return | -17.65% | 160.81%-178.5pp | 114.14%-131.8pp | 418.37%-436.0pp |
| Employer contribution / active EE | $383 | $3,332-88.5% | $2,851-86.6% | $4,742-91.9% |
| Participant deferral / active EE | $922 | $4,719-80.5% | $4,234-78.2% | $6,401-85.6% |
| Admin fee / account holder | $2,225 | $6,235-64.3% | $5,423-59.0% | $11,431-80.5% |