Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,611 | $43,730-84.9% | $121,220-94.5% | $64,173-89.7% |
| Participation rate | 48.2% | 58.3%-10.1pp | 71.8%-23.5pp | 69.6%-21.4pp |
| Annual return | 20.47% | 68.94%-48.5pp | 16.94%+3.5pp | 7.63%+12.8pp |
| Employer contribution / active EE | $439 | $1,297-66.2% | $4,023-89.1% | $2,381-81.6% |
| Participant deferral / active EE | $947 | $2,281-58.5% | $3,345-71.7% | $3,470-72.7% |
| Admin fee / account holder | $1,532 | $3,502-56.3% | $5,021-69.5% | $4,887-68.6% |