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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,838 | $227,597-73.3% | $189,575-67.9% | $167,536-63.7% |
| Participation rate | 92.3% | 82.5%+9.8pp | 78.4%+13.9pp | 82.1%+10.2pp |
| Annual return | 21.35% | 78.44%-57.1pp | 64.19%-42.8pp | 478.82%-457.5pp |
| Employer contribution / active EE | $7,192 | $5,316+35.3% | $4,412+63.0% | $4,839+48.6% |
| Participant deferral / active EE | $7,442 | $7,002+6.3% | $6,174+20.6% | $6,342+17.3% |
| Admin fee / account holder | $484 | $11,877-95.9% | $9,806-95.1% | $12,315-96.1% |