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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,965 | $228,395-80.3% | $185,861-75.8% | $158,982-71.7% |
| Participation rate | 90.9% | 82.3%+8.6pp | 78.0%+12.9pp | 82.0%+8.9pp |
| Annual return | 31.54% | 40.82%-9.3pp | 35.96%-4.4pp | 302.99%-271.5pp |
| Employer contribution / active EE | $7,239 | $4,968+45.7% | $4,088+77.1% | $4,763+52.0% |
| Participant deferral / active EE | $7,253 | $6,417+13.0% | $5,634+28.7% | $5,983+21.2% |
| Admin fee / account holder | $599 | $11,869-95.0% | $9,503-93.7% | $11,252-94.7% |