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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,927 | $102,429-22.0% | $147,096-45.7% | $80,925-1.2% |
| Participation rate | 95.5% | 75.9%+19.7pp | 82.2%+13.3pp | 67.7%+27.9pp |
| Annual return | 24.04% | 135.02%-111.0pp | 419.75%-395.7pp | 35.65%-11.6pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,270 | $6,649+9.4% | $8,071-9.9% | $4,299+69.1% |
| Admin fee / account holder | $3,916 | $7,957-50.8% | $13,005-69.9% | $6,940-43.6% |