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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,303 | $82,678-40.4% | $125,391-60.7% | $68,490-28.0% |
| Participation rate | 94.8% | 75.1%+19.8pp | 82.4%+12.4pp | 67.9%+26.9pp |
| Annual return | -19.31% | -5.97%-13.3pp | 572.41%-591.7pp | -7.85%-11.5pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,513 | $6,111-9.8% | $7,448-26.0% | $4,028+36.9% |
| Admin fee / account holder | $1,948 | $6,277-69.0% | $10,009-80.5% | $5,403-63.9% |