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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $20,209 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $17,176 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,383 | $58,726-12.5% | $92,240-44.3% | $62,293-17.5% |
| Participation rate | 91.7% | 68.3%+23.4pp | 76.5%+15.2pp | 69.5%+22.2pp |
| Annual return | 14.67% | 43.62%-28.9pp | 176.29%-161.6pp | 28.90%-14.2pp |
| Employer contribution / active EE | $0 | $2,392-100.0% | $3,680-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $2,867 | $2,766+3.7% | $3,897-26.4% | $3,169-9.5% |
| Admin fee / account holder | $82 | $556-85.3% | $5,194-98.4% | $479-82.9% |