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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,400 | $77,908-72.5% | $149,696-85.7% | $75,173-71.5% |
| Participation rate | 56.8% | 65.6%-8.8pp | 78.8%-22.0pp | 67.2%-10.4pp |
| Annual return | 14.56% | 31.73%-17.2pp | 134.46%-119.9pp | 160.72%-146.2pp |
| Employer contribution / active EE | $811 | $3,138-74.2% | $4,821-83.2% | $2,671-69.6% |
| Participant deferral / active EE | $1,126 | $3,411-67.0% | $5,682-80.2% | $4,126-72.7% |
| Admin fee / account holder | $334 | $5,950-94.4% | $13,212-97.5% | $5,651-94.1% |