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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,624 | $73,848-74.8% | $143,799-87.0% | $68,486-72.8% |
| Participation rate | 58.1% | 66.7%-8.6pp | 80.3%-22.3pp | 67.9%-9.8pp |
| Annual return | -13.79% | 0.91%-14.7pp | -0.04%-13.7pp | -7.85%-5.9pp |
| Employer contribution / active EE | $746 | $3,184-76.6% | $4,952-84.9% | $2,597-71.3% |
| Participant deferral / active EE | $1,032 | $3,385-69.5% | $5,638-81.7% | $4,028-74.4% |
| Admin fee / account holder | $1,147 | $5,755-80.1% | $14,677-92.2% | $5,404-78.8% |