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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,521 | $217,432-73.5% | $185,849-69.0% | $167,536-65.7% |
| Participation rate | 78.9% | 86.1%-7.1pp | 81.7%-2.8pp | 82.1%-3.2pp |
| Annual return | 10.29% | 148.42%-138.1pp | 122.10%-111.8pp | 478.82%-468.5pp |
| Employer contribution / active EE | $1,416 | $5,875-75.9% | $5,169-72.6% | $4,839-70.7% |
| Participant deferral / active EE | $3,478 | $6,357-45.3% | $5,569-37.6% | $6,342-45.2% |
| Admin fee / account holder | $1,457 | $19,818-92.7% | $16,244-91.0% | $12,315-88.2% |