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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,210 | $65,566+28.4% | $86,235-2.3% | $75,177+12.0% |
| Participation rate | 61.3% | 60.5%+0.8pp | 69.0%-7.7pp | 67.2%-6.0pp |
| Annual return | 15.43% | 46.07%-30.6pp | 1170.03%-1154.6pp | 160.75%-145.3pp |
| Employer contribution / active EE | $3,448 | $1,553+122.0% | $2,381+44.8% | $2,671+29.1% |
| Participant deferral / active EE | $2,814 | $3,023-6.9% | $3,987-29.4% | $4,126-31.8% |
| Admin fee / account holder | $4,189 | $5,470-23.4% | $6,856-38.9% | $5,651-25.9% |