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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,959 | $50,947+27.5% | $74,551-12.9% | $64,173+1.2% |
| Participation rate | 90.0% | 61.1%+28.9pp | 69.1%+20.9pp | 69.6%+20.4pp |
| Annual return | -9.01% | -1.85%-7.2pp | 32.53%-41.5pp | 7.63%-16.6pp |
| Employer contribution / active EE | $2,935 | $1,115+163.1% | $1,961+49.7% | $2,381+23.3% |
| Participant deferral / active EE | $2,370 | $2,302+3.0% | $3,108-23.8% | $3,470-31.7% |
| Admin fee / account holder | $3,236 | $4,221-23.3% | $5,059-36.0% | $4,887-33.8% |