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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE CO Service code 15 · EIN 39-0989781 PO BOX 30368 · LOS ANGELES, CA 900300368 | Recordkeeping | $8,386 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE Service code 15 | Recordkeeping | $5,058 |
UNITED RETIREMENT INC2 years Filed as: UNITED RETIREMENT, INC Service code 15 · EIN 25-1759623 | Recordkeeping | $2,189 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,865 | $62,589-61.9% | $76,768-68.9% | $64,173-62.8% |
| Participation rate | 54.3% | 72.8%-18.5pp | 77.0%-22.6pp | 69.6%-15.2pp |
| Annual return | 6.73% | -1.95%+8.7pp | 2.43%+4.3pp | 7.63%-0.9pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,089 | $3,145-33.6% | $3,852-45.8% | $3,470-39.8% |
| Admin fee / account holder | $176 | $4,667-96.2% | $6,675-97.4% | $4,887-96.4% |