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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,075 | $88,707+87.2% | $74,184+123.9% | $273,972-39.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -0.44% | 11.94%-12.4pp | 17.74%-18.2pp | 41.46%-41.9pp |
| Employer contribution / active EE | $8,500 | $3,159+169.1% | $2,370+258.7% | $4,869+74.6% |
| Participant deferral / active EE | $5,001 | $4,212+18.7% | $3,550+40.9% | $5,287-5.4% |
| Admin fee / account holder | $15,354 | $8,717+76.1% | $5,586+174.9% | $10,133+51.5% |