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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,662 | $82,630-38.7% | $64,105-21.0% | $125,393-59.6% |
| Participation rate | 65.0% | 75.9%-10.9pp | 68.2%-3.2pp | 83.2%-18.2pp |
| Annual return | -1.80% | 1489.72%-1491.5pp | 791.24%-793.0pp | 282.23%-284.0pp |
| Employer contribution / active EE | $389 | $2,671-85.5% | $1,820-78.6% | $4,866-92.0% |
| Participant deferral / active EE | $1,821 | $3,608-49.5% | $2,822-35.5% | $5,351-66.0% |
| Admin fee / account holder | $1,862 | $6,382-70.8% | $4,499-58.6% | $9,541-80.5% |