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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,547 | $97,020-40.7% | $83,327-30.9% | $135,380-57.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -8.54% | 12.31%-20.9pp | 10.64%-19.2pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,592 | $4,144-61.6% | $3,379-52.9% | $4,779-66.7% |
| Participant deferral / active EE | $4,764 | $5,964-20.1% | $5,565-14.4% | $5,609-15.1% |
| Admin fee / account holder | $4,796 | $8,426-43.1% | $7,540-36.4% | $10,828-55.7% |