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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,511 | $96,558-40.4% | $80,977-29.0% | $273,972-79.0% |
| Participation rate | 77.8% | 79.1%-1.3pp | 75.8%+2.0pp | 83.0%-5.2pp |
| Annual return | 9.80% | 15.14%-5.3pp | 17.11%-7.3pp | 41.46%-31.7pp |
| Employer contribution / active EE | $1,074 | $4,869-78.0% | $3,715-71.1% | $4,869-78.0% |
| Participant deferral / active EE | $3,513 | $6,598-46.7% | $5,696-38.3% | $5,287-33.6% |
| Admin fee / account holder | $530 | $7,493-92.9% | $5,517-90.4% | $10,133-94.8% |