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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,226 | $118,708-10.5% | $98,920+7.4% | $158,982-33.2% |
| Participation rate | 95.5% | 77.8%+17.6pp | 76.0%+19.4pp | 82.0%+13.5pp |
| Annual return | 14.88% | 372.49%-357.6pp | 196.47%-181.6pp | 302.99%-288.1pp |
| Employer contribution / active EE | $1,075 | $3,334-67.8% | $2,689-60.0% | $4,763-77.4% |
| Participant deferral / active EE | $3,140 | $5,089-38.3% | $4,245-26.0% | $5,983-47.5% |
| Admin fee / account holder | $1,956 | $10,134-80.7% | $6,643-70.6% | $11,252-82.6% |