Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
BTC2+ years Service code 24 · EIN 45-5138085 | Discretionary Trustee | $49,108 |
BENECO SYSTEMS, LLC2+ years Filed as: BENECO Service code 15 · EIN 41-2046279 | Recordkeeping | $10,716 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,061 | $57,921-75.7% | $84,753-83.4% | $57,658-75.6% |
| Participation rate | 31.4% | 72.9%-41.6pp | 76.6%-45.2pp | 70.2%-38.9pp |
| Annual return | 1.33% | 10.24%-8.9pp | 22.78%-21.5pp | 5.13%-3.8pp |
| Employer contribution / active EE | $896 | $2,598-65.5% | $3,574-74.9% | $1,974-54.6% |
| Participant deferral / active EE | $0 | $2,742-100.0% | $3,712-100.0% | $3,061-100.0% |
| Admin fee / account holder | $581 | $130+347.9% | $5,333-89.1% | $95+514.4% |