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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,696 | $162,785-46.7% | $133,959-35.3% | $158,950-45.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 0.61% | 41.94%-41.3pp | 45.09%-44.5pp | 302.91%-302.3pp |
| Employer contribution / active EE | $1,486 | $4,975-70.1% | $3,919-62.1% | $4,762-68.8% |
| Participant deferral / active EE | $3,890 | $5,910-34.2% | $5,047-22.9% | $5,983-35.0% |
| Admin fee / account holder | $5,540 | $11,738-52.8% | $8,928-38.0% | $11,248-50.8% |