Retirement plan

MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS RETIREMENT 401(K) PLAN

Name: MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS - MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS RETIREMENT 401(K) PLAN (2018) Form 5500
Creator: MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS RETIREMENT 401(K) PLAN, MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS

MENTAL HEALTH CENTER OF EAST CENTRAL KANSASdba CROSSWINDS COUNSELING & WELLNESSEIN 48-0666889Plan #001PY 2018

1000 LINCOLN - EMPORIA, KS 66801620-343-2211mhceck.orgLinkedIn51-200 employeesmental health care

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$3.5M

-11.5% from 2017

Total participants

172

+0.6% from 2017

Average account balance

$30,240

-2.4% from 2017

Annual return

-3.78%

-20.20 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$22K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

292

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$137

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT-WEST LIFE & ANNUITY INSUR Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$6,667
MMA SECURITIES LLC1 year Service code 27 P.O. BOX 9497 · NEW YORK, NY 10087	Advisory (Plan)	$5,945

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$6K

$46 / participant

Investment mgmt$6K100.0%

% of EOY assets

0.182%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BERBERICH TRAHAN & CO., P.A.
Auditor EIN: 481066439
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,240

$47,977-37.0%

$154,111-80.4%

$56,287-46.3%

Participation rate

60.7%

66.2%-5.5pp

83.0%-22.3pp

69.9%-9.1pp

Annual return

-3.78%

3.54%-7.3pp

735.18%-739.0pp

-9.96%+6.2pp

Employer contribution / active EE

$1,245

$2,169-42.6%

$5,298-76.5%

$2,111-41.0%

Participant deferral / active EE

$1,246

$2,392-47.9%

$5,081-75.5%

$3,350-62.8%

Admin fee / account holder

$55

$438-87.5%

$13,411-99.6%

$521-89.5%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT-WEST LIFE & ANNUITY INSUR

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$6,667

MMA SECURITIES LLC1 year

Service code 27

P.O. BOX 9497 · NEW YORK, NY 10087

Advisory (Plan)

$5,945

MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS RETIREMENT 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MENTAL HEALTH CENTER OF EAST CENTRAL KANSAS RETIREMENT 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion