Retirement plan

STAR LUMBER & SUPPLY CO., INC. 401(K) PLAN

Name: STAR LUMBER & SUPPLY CO., INC. - STAR LUMBER & SUPPLY CO., INC. 401(K) PLAN (2016) Form 5500
Creator: STAR LUMBER & SUPPLY CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STAR LUMBER & SUPPLY CO., INC. 401(K) PLAN, STAR LUMBER & SUPPLY CO., INC.

STAR LUMBER & SUPPLY CO., INC.EIN 48-0614875Plan #001PY 2016

325 SOUTH WEST STREET - WICHITA, KS 67213316-942-2221starlumber.comLinkedIn201-500 employeesconstruction

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$29.2M

+9.0% from 2015

Total participants

362

+1.4% from 2015

Average account balance

$89,659

+5.6% from 2015

Annual return

7.56%

+8.67 pp from 2015

Benchmarks

See 1,184 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,184 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$45.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$99K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

454

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.23M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$218

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CAMBRIDGE INVESTMENT RESEARCH2+ years Service code 26 · EIN 42-1445429 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556	Advisory (Participants)	$99,665
NORTH AMERICAN KTRADE ALLIANCE, LLC2+ years Service code 10 1500 NORTH OAK DRIVE, SUITE B · PLYMOUTH, IN 46563	Accounting	$46,451
DEMARS PENSION CONSULTING SERVICES2+ years Filed as: DEMARS PENSION CONSULTING SVCS INC Service code 10 · EIN 48-0890241 8700 INDIN CREEK PARKWAY SUITE 185 · OVERLAND PARK, KS 66210	Accounting	$18,708

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$165K

$566 / participant

Investment mgmt$165K100.0%

% of EOY assets

0.564%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALLEN, GIBBS & HOULIK, L.C.
Auditor EIN: 481032691
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,659

$37,044+142.0%

$71,796+24.9%

$57,658+55.5%

Participation rate

87.6%

61.1%+26.5pp

69.1%+18.5pp

70.2%+17.4pp

Annual return

7.56%

12.64%-5.1pp

78.04%-70.5pp

5.13%+2.4pp

Employer contribution / active EE

$1,025

$720+42.4%

$1,924-46.7%

$1,974-48.1%

Participant deferral / active EE

$3,191

$1,974+61.6%

$2,794+14.2%

$3,061+4.3%

Admin fee / account holder

$506

$101+400.9%

$4,815-89.5%

$95+434.8%

Provider

Service type

Compensation

CAMBRIDGE INVESTMENT RESEARCH2+ years

Service code 26 · EIN 42-1445429

1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556

Advisory (Participants)

$99,665

NORTH AMERICAN KTRADE ALLIANCE, LLC2+ years

Service code 10

1500 NORTH OAK DRIVE, SUITE B · PLYMOUTH, IN 46563

Accounting

$46,451

DEMARS PENSION CONSULTING SERVICES2+ years

Filed as: DEMARS PENSION CONSULTING SVCS INC

Service code 10 · EIN 48-0890241

8700 INDIN CREEK PARKWAY SUITE 185 · OVERLAND PARK, KS 66210

Accounting

$18,708

STAR LUMBER & SUPPLY CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STAR LUMBER & SUPPLY CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion