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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,942 | $93,598+112.5% | $135,974+46.3% | $75,173+164.6% |
| Participation rate | 93.5% | 75.2%+18.3pp | 81.9%+11.6pp | 67.2%+26.3pp |
| Annual return | 9.69% | 30.89%-21.2pp | 68.30%-58.6pp | 160.72%-151.0pp |
| Employer contribution / active EE | $4,778 | $3,538+35.0% | $4,859-1.7% | $2,671+78.9% |
| Participant deferral / active EE | $6,174 | $6,405-3.6% | $7,760-20.4% | $4,126+49.6% |
| Admin fee / account holder | $26,065 | $6,978+273.6% | $10,767+142.1% | $5,651+361.3% |