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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,477 | $58,258+503.3% | $81,820+329.6% | $80,925+334.3% |
| Participation rate | 97.0% | 63.5%+33.5pp | 72.4%+24.6pp | 67.7%+29.3pp |
| Annual return | 15.30% | 41.76%-26.5pp | 777.93%-762.6pp | 35.65%-20.4pp |
| Employer contribution / active EE | $11,923 | $2,345+408.3% | $2,915+309.0% | $2,756+332.6% |
| Participant deferral / active EE | $11,172 | $3,284+240.2% | $4,323+158.5% | $4,299+159.9% |
| Admin fee / account holder | $9,664 | $4,976+94.2% | $7,391+30.8% | $6,940+39.3% |