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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,180 | $148,623-59.5% | $135,974-55.7% | $139,466-56.8% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 17.23% | 79.30%-62.1pp | 68.30%-51.1pp | 373.66%-356.4pp |
| Employer contribution / active EE | $6,047 | $5,246+15.3% | $4,859+24.4% | $4,754+27.2% |
| Participant deferral / active EE | $17,061 | $8,103+110.6% | $7,760+119.9% | $6,712+154.2% |
| Admin fee / account holder | $28,318 | $12,406+128.3% | $10,767+163.0% | $11,409+148.2% |