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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,036 | $157,304-73.3% | $141,197-70.2% | $152,909-72.5% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 26.21% | 64.34%-38.1pp | 71.41%-45.2pp | 345.46%-319.3pp |
| Employer contribution / active EE | $2,052 | $5,263-61.0% | $4,736-56.7% | $4,764-56.9% |
| Participant deferral / active EE | $7,318 | $7,111+2.9% | $6,710+9.1% | $5,851+25.1% |
| Admin fee / account holder | $565 | $12,126-95.3% | $10,265-94.5% | $11,601-95.1% |