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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,861 | $209,428-44.7% | $178,498-35.1% | $158,950-27.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.36% | 188.78%-171.4pp | 151.09%-133.7pp | 302.91%-285.5pp |
| Employer contribution / active EE | $13,371 | $5,707+134.3% | $5,011+166.8% | $4,762+180.8% |
| Participant deferral / active EE | $7,902 | $5,955+32.7% | $5,202+51.9% | $5,983+32.1% |
| Admin fee / account holder | $3,184 | $17,077-81.4% | $13,985-77.2% | $11,248-71.7% |