Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $25,404 |
PROSPERA FINANCIAL SERVICES2 years Filed as: PROSPERA FINANCIAL SERVICES INC Service code 27 5429 LBJ FREEWAY STE 750 · DALLAS, TX 75240 | Advisory (Plan) | $19,201 |
LOREN D. STARK COMPANY2 years Service code 13 10101 SOUTHWEST FREEWAY, SUITE 610 · HOUSTON, TX 77074 | Contract Administrator | $11,172 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,960 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,927 | $80,705-30.7% | $115,768-51.7% | $67,986-17.7% |
| Participation rate | 63.8% | 63.0%+0.8pp | 74.4%-10.6pp | 57.2%+6.6pp |
| Annual return | 16.37% | 18.49%-2.1pp | 100.46%-84.1pp | 31.67%-15.3pp |
| Employer contribution / active EE | $1,843 | $2,046-9.9% | $2,940-37.3% | $2,019-8.7% |
| Participant deferral / active EE | $3,301 | $3,559-7.2% | $4,917-32.9% | $3,358-1.7% |
| Admin fee / account holder | $389 | $4,135-90.6% | $12,439-96.9% | $3,203-87.9% |