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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,416 | $71,878+48.1% | $86,698+22.7% | $68,486+55.4% |
| Participation rate | 70.6% | 72.2%-1.7pp | 76.6%-6.0pp | 67.9%+2.7pp |
| Annual return | -19.49% | 3.53%-23.0pp | 35.95%-55.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $2,690 | $2,173+23.8% | $2,837-5.2% | $2,597+3.6% |
| Participant deferral / active EE | $4,652 | $3,779+23.1% | $4,656-0.1% | $4,028+15.5% |
| Admin fee / account holder | $4,881 | $6,113-20.2% | $7,493-34.9% | $5,404-9.7% |