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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,132 | $62,583+34.4% | $76,767+9.6% | $64,173+31.1% |
| Participation rate | 56.0% | 72.8%-16.8pp | 77.0%-21.0pp | 69.6%-13.6pp |
| Annual return | -7.22% | -1.95%-5.3pp | 2.43%-9.6pp | 7.63%-14.9pp |
| Employer contribution / active EE | $1,924 | $1,832+5.0% | $2,485-22.6% | $2,381-19.2% |
| Participant deferral / active EE | $3,117 | $3,145-0.9% | $3,852-19.1% | $3,470-10.2% |
| Admin fee / account holder | $14,397 | $4,667+208.5% | $6,675+115.7% | $4,887+194.6% |