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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,938 | $93,617-53.1% | $135,982-67.7% | $75,177-41.6% |
| Participation rate | 57.1% | 75.2%-18.1pp | 81.9%-24.8pp | 67.2%-10.1pp |
| Annual return | 20.34% | 30.89%-10.5pp | 68.32%-48.0pp | 160.75%-140.4pp |
| Employer contribution / active EE | $1,479 | $3,538-58.2% | $4,859-69.6% | $2,671-44.6% |
| Participant deferral / active EE | $2,525 | $6,406-60.6% | $7,760-67.5% | $4,126-38.8% |
| Admin fee / account holder | $20 | $6,980-99.7% | $10,767-99.8% | $5,651-99.6% |