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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,883 | $82,678-65.1% | $125,391-77.0% | $68,490-57.8% |
| Participation rate | 55.2% | 75.1%-19.9pp | 82.4%-27.2pp | 67.9%-12.7pp |
| Annual return | -17.89% | -5.97%-11.9pp | 572.41%-590.3pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,281 | $3,382-62.1% | $4,816-73.4% | $2,597-50.7% |
| Participant deferral / active EE | $2,244 | $6,111-63.3% | $7,448-69.9% | $4,028-44.3% |
| Admin fee / account holder | $258 | $6,277-95.9% | $10,009-97.4% | $5,403-95.2% |