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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,204 | $78,670-85.8% | $109,173-89.7% | $85,847-86.9% |
| Participation rate | 97.1% | 68.3%+28.8pp | 75.9%+21.2pp | 69.3%+27.7pp |
| Annual return | 15.68% | 25.09%-9.4pp | 25.75%-10.1pp | 318.61%-302.9pp |
| Employer contribution / active EE | $1,309 | $2,734-52.1% | $3,723-64.8% | $2,565-49.0% |
| Participant deferral / active EE | $3,398 | $3,467-2.0% | $4,654-27.0% | $3,952-14.0% |
| Admin fee / account holder | $928 | $5,469-83.0% | $6,755-86.3% | $6,261-85.2% |