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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,357 | $96,361-89.3% | $80,607-87.2% | $139,456-92.6% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 18.91% | 1350.95%-1332.0pp | 936.11%-917.2pp | 373.45%-354.5pp |
| Employer contribution / active EE | $786 | $3,262-75.9% | $2,724-71.1% | $4,753-83.5% |
| Participant deferral / active EE | $1,612 | $5,232-69.2% | $4,448-63.8% | $6,711-76.0% |
| Admin fee / account holder | $347 | $6,601-94.7% | $5,379-93.6% | $11,407-97.0% |