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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $9,229 |
Service code 22 · EIN 74-2794194 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,071 | $69,848-81.3% | $115,756-88.7% | $66,949-80.5% |
| Participation rate | 28.9% | 70.6%-41.8pp | 77.1%-48.2pp | 69.8%-41.0pp |
| Annual return | -16.22% | 969.66%-985.9pp | 143.14%-159.4pp | 1.57%-17.8pp |
| Employer contribution / active EE | $616 | $2,613-76.4% | $3,793-83.8% | $2,545-75.8% |
| Participant deferral / active EE | $929 | $4,274-78.3% | $6,254-85.2% | $4,239-78.1% |
| Admin fee / account holder | $51 | $337-84.8% | $8,124-99.4% | $594-91.4% |