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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,465 | $166,131-70.8% | $164,975-70.6% | $145,877-66.8% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.31% | 100.37%-88.1pp | 70.12%-57.8pp | 551.28%-539.0pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $14,589 | $6,962+109.6% | $6,033+141.8% | $6,691+118.1% |
| Admin fee / account holder | $5,983 | $16,648-64.1% | $12,688-52.8% | $13,402-55.4% |