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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,827 | $154,193-73.5% | $130,045-68.6% | $139,466-70.7% |
| Participation rate | 72.7% | 82.0%-9.2pp | 78.5%-5.8pp | 80.3%-7.6pp |
| Annual return | 18.19% | 32.51%-14.3pp | -137.30%+155.5pp | 373.66%-355.5pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $16,200 | $6,709+141.5% | $5,820+178.4% | $6,712+141.4% |
| Admin fee / account holder | $8,764 | $13,989-37.4% | $10,600-17.3% | $11,409-23.2% |